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Patricia Barry's Archive

When Does the Part B Late Penalty Clock Start Ticking?

How does the Part B late penalty work if you missed signing up during the initial enrollment period? More

Article | April 26, 2013

What If I Haven't Worked Long Enough to Qualify for Medicare?

You may have more options for coverage than you think. More

Article | April 23, 2013

Part 3: Moving In and Out of the Doughnut Hole

In any one year, the drug benefit gives you initial coverage up to a certain level. But then in most cases, there's a gap in coverage during which you pay 100 percent of your costs. More

Article | March 23, 2013

Medigap or Medicare Advantage?

What's the difference between a medigap plan and a Medicare Advantage plan? Find the plan that best suits your needs and pocketbook. More

Article | March 8, 2013

Medicare Prescription Drug Coverage (Part D) Guide

Medicare provides insurance to help you pay for prescription drugs under a program known as Part D. This guide explains how the program works and helps you make important decisions in choosing a plan ... More

February 19, 2013

Younger Spouse Losing Health Insurance, Now What?

If your younger spouse is not yet eligible for Medicare, check out these health coverage options. More

Article | February 11, 2013

Coverage Under Spouse’s Employer

I’m nearly 65 and retired but have excellent health care coverage under my wife’s employer plan. We hope to use this until she retires in 10 years. But if I don’t enroll in Medicare now, will I be pen ... More

Article | February 8, 2013

Medigap Covers Some of Medicare's Out-of-Pocket Costs

What is Medigap insurance? Do I need it? More

Article | January 10, 2013

Enrolling at the Right Time

There are consequences if you don't meet your enrollment deadline and then decide to sign up for Medicare. More

Article | January 7, 2013

Do You Qualify for Medicare?

You must meet certain requirements to be eligible for Medicare. More

Article | December 31, 2012