The TIAA-CREF Institute, the AARP Public Policy Institute and the Urban Institute held a solutions forum to release and discuss groundbreaking research on how consumers view guaranteed income options ... More

This Research Report proposes retirement saving reforms designed to help boost saving among low- and middle-income households. More

This report presents results of an experiment that explored ways to increase demand for annuities. The authors found that making a life annuity the default option (the option offered first) could subs ... More

The decline of the traditional defined benefit (DB) pension and the rise of the 401(k) plan has shifted the burden of deciding how the retirement nest egg should be distributed onto millions of retire ... More

This AARP Public Policy Institute fact sheet by Sandy Mackenzie and other AARP staff presents initial results of a survey of older Americans on the role that annuities play in pension plans. Older wor ... More

A short summary of the AARP Public Policy Institute Issue Paper in which Barbara Butrica and Cori Uccello of The Urban Institute predict that baby boomers will accumulate more wealth and more real inc ... More

While baby boomers will accumulate more wealth and more real income at retirement than did previous generations, this AARP Public Policy Institute Issue Paper by Barbara Butrica and Cori Uccello of Th ... More

Workers nearing retirement face complicated decisions. In this Public Policy Institute research paper Tony Webb of the Center for Retirement Research describes, for five different decisions, what mos ... More

In 1994 Sweden converted its defined benefit public pension scheme into a combination of a notional defined contribution (NDC) pay-as-you-go scheme and a financial defined contribution (FDC) scheme, b ... More

The concepts of saving and wealth are examined in this AARP Public Policy Institute Insight on the Issues. Author John Gist explains how our standard measure of saving provides little insight into hou ... More