While the "democratization of credit" has led to record numbers of Americans reaching the American dream of homeownership, there is growing evidence that many borrowers are now being sold products tha ... More

Older consumers are largely unaware of their option to use a security freeze to shield their credit reports from identity thieves, according to this AARP Public Policy Institute Data Digest by Neal Wa ... More

This brief synopsis of an AARP Public Policy Institute research paper, by Lori A. Stiegel and Ellen VanCleave Klem of the American Bar Association Commission on Law and Aging, explains how the Uniform ... More

This PPI research report, by Lori A. Stiegel and Ellen VanCleave Klem of the American Bar Association Commission on Law and Aging, explains how the Uniform Power of Attorney Act helps prevent, detect, ... More

For many consumers, a payday loan at very high annual percentage rates may be their only source of credit. In this AARP Public Policy Institute report, Elizabeth Renuart of the National Consumer Law C ... More

This AARP Public Policy Institute report by Sandra B. Eskin includes a model state statute designed to improve the regulation of check-cashing practices, a comparative state law chart, and summaries o ... More

The chip and PIN system's effectiveness in reducing several types of card fraud, including counterfeit card fraud and account takeover fraud, in Britain and other countries using similar technology--a ... More

Inappropriate use and a lack of security makes Social Security numbers (SSNs) vulnerable to access by identity thieves. This AARP Public Policy Institute Fact Sheet by Neal Walters and George Gaberlav ... More

How "phishing" deceives unsuspecting Internet users into disclosing sensitive personal information is examined in this AARP Public Policy Institute Fact Sheet by Neal Walters which explores efforts by ... More

Results from analysis of special tabulations by the Federal Trade Commission for AARP's Public Policy Institute of complaint data for 2001, gathered by the FTC's Identity Theft Data Clearinghouse, are ... More