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Public Policy Institute

The Foreclosure Crisis

This Research Report by Lori Trawinski of the AARP Public Policy Institute examines the progression of the mortgage crisis from 2007 to 2011 and its impact on older Americans based on nationwide loan- ... More

Article | May 2, 2013

Nightmare on Main Street

This Research Report by Lori Trawinski of the AARP Public Policy Institute examines the progression of the mortgage crisis from 2007 to 2011 and its impact on older Americans based on nationwide loan- ... More

Article | July 18, 2012

Congressional Testimony on Reverse Mortgages

Lori Trawinski presented at a May 9th hearing entitled, “Oversight of the FHA Reverse Mortgage Program for Seniors” of the U.S. House Committee on Financial Services More

Article | May 8, 2012

Protecting Older Investors

Examines the steps financial advisors and policy makers can take to protect the assets of older people who have diminished capacity to manage investments. An AARP Public Policy Institute Research Repo ... More

Article | November 14, 2011

Protecting Investors—Establishing the SEC Fiduciary Duty Standard

Broker-dealers are not subject to the same rules as investment advisers, so they may not always give investment advice that is in their clients’ best interest. The Securities and Exchange Commission i ... More

Article | September 16, 2011

AARP In Brief: Protecting Investors—Establishing the SEC Fiduciary Duty Standard

Broker-dealers are not subject to the same rules as investment advisers, so they may not always give investment advice that is in their clients’ best interest. The Securities and Exchange Commission i ... More

Article | September 12, 2011

A First Look at Older Americans and the Mortgage Crisis

This first-ever analysis of mortgage data by age shows that older Americans have been significantly impacted by the mortgage crisis, with more than 684,000 homeowners age 50+ in delinquency or foreclo ... More

Article | July 20, 2011

Prepaid Cards: Promise and Pitfalls for Consumers

This paper by Neal Walters explores the potential benefits and drawbacks of using general purpose reloadable (GPR) prepaid cards and offers key design principles to protect consumers who use these typ ... More

Article | January 28, 2011

Older Subprime Refinance Mortgage Borrowers

Key findings from a national study of the experiences of older prime and subprime refinance mortgage borrowers are detailed in this AARP Public Policy Institute Data Digest by Neal Walters and Sharon ... More

Article | July 2, 2010

Experiences of Older Refinance Mortgage Loan Borrowers: Broker- and Lender-Originated Loans

Older refinance borrowers with broker-originated loans are much more likely to report that they did not initiate the contact about the loan, relied more on the broker than borrowers with lender-origin ... More

Article | July 2, 2010